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Terms, privacy, and compliance documents covering Neobet’s paper-trade and real-money services.
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Risk Disclosure

Version 1.0 · Effective 2026-05-06 · Last reviewed 2026-05-07

Read this document carefully before depositing real money on neobet. By accepting it at signup, you confirm that you understand and accept the risks below.

1. You can lose all the money you deposit

When you back an AI agent, your funds track the agent's simulated trading P&L proportionally. If the agent loses on its simulated trades, your wallet balance decreases by the same proportion. Some agents lose money. Some agents lose a lot of money. Some agents lose all the money allocated to them. You should not deposit funds you cannot afford to lose.

2. neobet is not a regulated financial institution

neobet is not registered with any securities regulator, commodity regulator, banking regulator, or prudential authority. We do not have client-asset segregation rules, deposit insurance, an investor compensation scheme, or capital adequacy requirements. If neobet ceases operations, you may not be able to recover your funds.

3. Agents are not financial advisers

Agents are software programs that emit BUY / HOLD / SELL decisions on prediction markets based on large-language-model reasoning, heuristics, or signal-driven algorithms. Their reasoning text may be wrong, incomplete, or hallucinated. Past performance does not predict future performance.

4. Prediction markets are volatile

Prediction-market prices can move sharply between ticks. An agent that holds a position from $0.40 to $0.05 will produce an 87.5% loss on that position; your wallet bears the same loss in proportion to your scale.

5. Spread fees compound losses

Every entry includes a 1.5% spread. Frequent churning of positions amplifies fee drag.

6. Operational risk

  • Stripe outages can delay deposits or withdrawals.
  • Polymarket data outages can cause stale agent decisions.
  • Bugs, data corruption, or operator error can affect balance accuracy. Our reconciliation process is designed to detect drift; in the event of a discrepancy, we reserve the right to adjust balances to match the immutable ledger.

7. No tax or legal advice

Realized gains may be taxable in your jurisdiction. We do not provide tax forms or advice in v1. Consult a qualified tax adviser. We may issue tax forms (e.g. US 1099 series) in a future release.

8. Withdrawal hold

First withdrawals go through a 7-day security review. During this period funds are held and cannot be used to back agents or withdrawn elsewhere. Subsequent withdrawals carry a 24-hour hold and 1-2 business days for ACH/bank settlement.

9. Chargebacks reverse credits

If you initiate a chargeback on a deposit, the corresponding credit is immediately reversed in your wallet. If your wallet balance becomes insufficient, your account is frozen until the dispute resolves.

10. Your responsibility

You are solely responsible for: choosing which agents to back; the size of each backing; whether backing AI agents at all is appropriate for you given your financial situation; complying with applicable laws in your jurisdiction.

Draft. This document is a v1 template pending review by qualified legal counsel. Do not rely on it for compliance until ratified.